Discount Dental Plans: A Viable Alternative To Dental Insurance

10 April 2015
 Categories: Dentist, Blog

Oral health care isn't included in the Canadian Health Act, which is probably why only 62% of Canadians have private dental insurance. If you're without dental insurance, you may be tired of facing hefty bills from even routine dental procedures--or perhaps you've avoided going to the dentist altogether. Maybe you've eve looked into buying your own dental insurance policy, only to find that there aren't any quality policies within your budget.

Fortunately, there's always the option of buying a discount dental plan, which can make the dental care you need more affordable without the need for insurance:

What is a Discount Dental Plan?

A discount dental plan is basically a membership that entitles you to discounted dental work. Think of it in a way that's similar to a membership you'd buy to shop at a local bulk grocery store; you pay an up-front monthly or annual fee, and then you get to enjoy savings on the items sold in the store as a result.

With a discount dental plan, you often have the option to pay either monthly or annually as well--and the prices are a fraction of the price of a traditional dental insurance policy.

What Does a Discount Dental Plan Cover?

Of course, you might be wondering what a discount dental plan covers. While a dental plan won't provide you with 100% coverage like an insurance plan would, it will give you access to heavily discounted dental procedures. Specific procedures included will vary from plan to plan and dentist to dentist, but some common treatments included are:

  • routine cleanings and X-rays
  • cavity fillings and root canals
  • tooth extractions
  • crowns and bridges

Can You Keep Your Current Dentist?

Some dentists accept discount dental plans, whereas others may not. Furthermore, some dentists may only accept certain plans. You'll need to check with your current dentist to find out what he or she accepts at the office. If your existing dentist doesn't accept discount dental plans, then you'll have to find a new dentist in order to get the most out of your membership. Still, many people find that the extra savings make switching dentists worth it, and that many quality, reputable dentists accept these plans.

As you can see, a discount dental plan can be a viable way to save money on your dental work without having to buy an expensive insurance policy in the process. Be sure to shop around for plans in your area. To learn more, contact a company like Mountainview Dental with any questions you have.